The Wotherspoon Wealth Blog

Constructive Grandparent Gifts

Adelaide’s Christmas pageant is this week, so minds will soon turn to Christmas gifts. Are you a grandparent, parent or adopted ‘aunt/uncle’ to young children? Perhaps you’d be interested in a constructive gift for them that could start a shared discussion for many years ahead? Older folk usually have wisdom...

Grocer Disruption

The Grocery business in Australia has been a consumer staple investment choice for many decades with reliable, steadily growing dividends from a growing population and inflating food prices. However, the imminent arrival of Amazon and rapid growth of foreign retailers like Aldi, Costco and Kaufland has put the fox in...

Investing in Australian Telecoms

Telecommunication has been a major growth industry as our use of smart phones, watches and other devices has grown.  So how can you invest in this sector and is it even a good idea? ASX listed stocks in the telecom sector include two from New Zealand but this blog focuses...

6 Steps to Happiness

We recently heard two interesting speakers recently on the topic of ‘happiness’ – what it is and how to ensure you enjoy it. Dr Tim Sharp (Dr Happy) and Dr Melissa Weinberg work in the area of positive psychology. You can find out more about Dr Happy here and Melissa...

Geo-politics… what’s an investor to do?

As the sabre rattling around North Korea continues, world markets seem relatively unfazed. Perhaps concluding neither side would be intemperate enough to press the nuclear button… let’s hope. If the market is wrong about this, money may be the least of our worries! But it has pushed the gold price...

Do Women Need Different Financial Advice to Men?

If you’re a woman earning an income in Australia, then you’re likely to retire with less super to enjoy than your male counterparts. Australian women retire with 46% less super than men, on average. This is largely because women usually retire earlier, earn less and are more likely to take...

Romania to Slovak Paradise

Some of you may remember our ‘Surprising Romania’ blog about this time last year.  Well last month, ‘Fitness on the Park’ (a North Adelaide Gym for experienced bodies) took a group of 20 intrepid bushwalkers on a hiking tour of Romania and via Krakow to Slovakia.  It was a great...

Old Investment Rules for a New World

Since the Great recession triggered by the global financial crisis of 2008/9, investing has been challenging. Eventually, central banks around the world dropped rates to the lowest levels for over 60 years to stimulate financial confidence and this pushed asset prices up. It’s been good news for investors but are...

Are you financially fit?

Want to check your financial health? Let’s start with the key behaviours that influence wise money decisions… What you know about money matters is ‘financial literacy’. But desirable financial outcomes require more than this… they need the wise application of that knowledge. Unfortunately, there is a yawning gulf between ‘knowing...

Investing for Income: Part 3

In this three-part blog series, we’ve considered some options beyond cash and deposits to boost your income and suggested 5 rules to follow when investing in shares for income. This week, we seek to bring it together and explain how a portfolio needs to be individually tailored to achieve your...