The Independent Adviser

Independent Investment Advice

Age and Investing

About 60% of Australia’s wealth is held by those over age 55. With age comes wisdom doesn’t it?

Investing Behaviour

Extensive research over many years has shown that without advice, investor behaviour typically causes them to underperform the market returns in the long run.  From a possible longer term return with a ‘balanced’ portfolio of 7% p.a., many investors only get 4%.  Research suggests advisers in Australia and the US...

5 Quality Stocks – The Verdict

On 28th January 2015, our blog article ‘5 Quality Stocks to Consider’ nominated 5 quality stocks. They were identified by applying our overall investment philosophy and the investment themes we then thought would play out during 2015. In case you’re wondering how they fared, it turns out they did rather...

Markets for Strong Hands!

Globally, investors were frightened by China’s market (Shanghai Composite Index) falling this week. Chinese government intervention halted stock market trade with reports of a possible further devaluation of China’s currency (the Yuan) on Thursday. Though China is a police state, it utilises some democratic elements including its ‘managed’ stock market....

Investing with Climate Change

Our changing climate is a long term investment risk that is already unfolding, creating risks and also opportunities.  Fossil fuel energy stocks are already feeling the pinch and future growth is unlikely to rely on them – though there are likely to be short term underpricing opportunities amid this long...

Patient Investing

The short term outlook for global stock markets is more volatile due to uncertainty about whether US interest rates will rise and severity of the slowdown in China and emerging markets.  Slowing growth is particularly in China’s construction and industrial sectors, which is most inconvenient for Australia as we supply...

5 Sources of Income

Most of us think of investment income as just the cash flow we get from bank interest, bonds, share dividends and property rents, some of which comes via a super pension.  But a more complete view is to also consider how growing the value of your investments can add to...

Reporting Season Wrap

It was another very interesting and volatile week in investment markets.  Our market (S&P/ASX 200) was up 1.69% on Tuesday, 2.07% on Wednesday and then down 2.42% on Thursday.  It goes to show how quickly sentiment changes and how aggressively the market can move.  Growth is slow but dividend income...

5 Reasons to Go Global

Australia has about 2% of the world’s stock markets, concentrated in banking and mining. So to access the widest range of business activity, including some of the world’s largest companies, we need to invest in international shares.  Investing internationally also enables you to tap into the long term growth in...