The Independent Adviser

Independent Investment Advice

Roller Coaster of Emotions

It’s been a volatile 10 days or so for investors but markets have since somewhat recovered.  Much uncertainty is behind this amplified volatility but the US recovery still underpins a positive global outlook.  Despite slowing, China is likely to remain a source of growth.  Amid volatility, bargains appear – patience...

Just Yuan Week

A lot can happen in just yuan (one) week!  Here we summarise what was a big week in global markets, some major events and their impact on Australian investors… Depreciation of the Yuan: You may have heard that China devalued its currency… three times!  The Yuan and US dollar exchange...

What about Australian Banks?

Asset prices are becoming more volatile with a nervously divided Europe, slowing growth in China and the US contemplating its first interest rate rise in years.  Here, our mining boom is over and interest rates are the lowest ever.  So, our banks are returning to earth after a dream run...

10 Tips from Legends of the Markets

Investing can be scary and often confusing but the basic principles of successful investing are timeless and these 10 quotes from some legends of the markets illustrate this: “The aim is to make money, not to be right.” -Ned Davis Often people convince themselves of certain things (e.g. “the bubble is...

5 Income Stocks

When it comes to investing, we always seek to buy attractively valued, higher quality assets.  We prefer businesses that continue to invest capital at high rates of return with sustainable competitive advantages in unique assets or skills and with strong industry position.  The return from the investment typically comes in...

5 Investor Risks Ahead

The last two weeks remind us how the global environment can affect Australia’s prospects and those of our investment markets.  This week we examine 5 global investor risks of concern to Australian investors… 1: Greece On Sunday, Greece might return to austerity or leave the Eurozone – leaving would be...

Housing and Banks

Australia’s love for property has been a strong tailwind for huge profit and dividend growth...

Independent Advice Matters

In the financial world, independent advice is defined as ‘advice that is not tainted by a bias in favour of any particula r company’.  Under current Australian Financial Services Licensing law, the words ‘independent’, ‘impartial’ or ‘unbiased’ are protected terms– so it is illegal to call advice independent if: an...

What’s the Outlook?

Investors have done quite well in the last couple of years with rising capital values in shares and property. These seem likely to keep driving portfolio returns but looking forward, those high returns that were pushed along by falling interest rates will probably now be lower. Global economic conditions are...

Testing the waters for investing

The four major economic engines of the world are the US, China, Europe and Japan.  The continuing rise of the leading developing countries of Brazil, Russia, India and China (the BRICs) is likely to be a dominant influence over the next 15 years.   Following behind them are the MINT countries...