Our Clients

Your retirement planning strategy may involve Self Managed Super Funds, Account-Based Pensions, Family Trusts or Companies, among other options. Your strategy should aim to ensure flexibility and simplicity wherever possible, and have robust investments that legitimately minimise tax.

Once your retirement planning strategy is established, we will continue to work with you to ensure you are always well positioned, regardless of legislative, market or personal changes.

Create strategies to secure income for the retired life you want

Retirement spending isn’t a uniform path. You are likely to spend more freely in your early retirement than in your elder years, but health costs may rise in the last stages of your life.

Much of our self-image and life satisfaction derives from our work, so it’s important not to underestimate the impact retirement may have by planning your transition carefully. Lifestyle planning is as important as financial planning. Start to think about what you’d like to do once you retire to help identify your financial needs, whether you’re planning on international holidays, part-time or casual work, further study or just relaxing at home.

Wotherspoon Wealth can build a tailored retirement planning strategy for you, so you can focus on the most important thing: enjoying your retirement.

Successful business owners share many characteristics. They tend to be self-motivated and success-driven, desiring financial independence with control and flexibility that operating a successful business brings.

Many challenges must be overcome in the lifecycle of a business. When setting and developing their financial plans, business owners must carefully manage these challenges to improve the probability of building family wealth. Working with our experienced, professional financial advisers can help you plot a suitable course of action and ensure guidance and accountability to maintain a successful path to wealth for your family.

Growing your business

As your business grows, it can be difficult to juggle the desire to draw off some profit to improve your family’s lifestyle while reinvesting enough to grow future profit. Both require careful planning and a good understanding of your business and personal goals. Our independent advisers can work with you to remain focused on these sometimes competing priorities, and help to increase your chances of achieving them.

Making the most of what you’ve got

It can be easy to fall into the trap of spending so much time on your business that your personal finances get neglected. It is important to regularly review your business and personal financial goals so they remain aligned. We can help you resolve these questions and develop strategic plans that keep you on the right track.

Succession planning

Succession planning comes with many options, including selling the business, employing a manager, passing it to the next generation of your family or selling to your staff. These options can have very different financial results, so it is wise to get professional advice to help you evaluate which is best for your circumstance.

Independent advice

Our advisers come from many different backgrounds, and have strong skills and experience in communicating productively with your other professionals, such as accountants, lawyers and your bank. If needed we can recommend a specialist from a network of trusted professionals with whom we have worked.