The Independent Adviser

Property

Australian Property Price Outlook

Australian residential property prices seem to have peaked late last year with weaker prices now all round Australia, including Adelaide. Is this the end of the residential property boom? Probably. Investment property rents are near record lows, so property investors now heavily rely on capital gains to justify their investments....

Property Bell Tolls

Over the last 30 years, strong investment returns have largely been driven by falling interest rates. So with interest rates now about as low as they can go, we can expect lower returns ahead. “Our booming property market has been driven by low interest rates more than negative gearing” The...

Time to re-think property?

The price of houses is driven by supply and demand – high demand with low supply pushes prices up, while high supply and low demand pushes them down.  A house goes up in value because potential buyers are willing to pay more – usually because they think future demand will...

Should I fix my mortgage rate?

“With fixed rates as low as 3.69%, now is a great time to seek a better deal for your home loan”, says Megan Henderson.   Not so long ago, fixed rates at 4.59% looked appealing but now you can get as low as 3.69%. So, now is a great time...

Mortgage Rates Soon to Rise?

What will rising mortgage rates mean for you? Last week we saw ANZ Bank increase provisioning for bad debts. It was an announcement that caught the market on the hop, as it has only been five weeks since ANZ outlined such provisions at their quarterly trading update. Then provisioning was set...

Tax Changes Afoot

The wealth challenge for all Australians is our capacity to keep a highly valued currency, as it reflects our export strength. Currency is a measure of how wealthy we’re deemed to be by the rest of the world. At the height of the commodity boom, we exported large volumes at...

Outlook for Tax Changes

Our Federal Government is seeking solutions for an agile, creative and innovative future with a balanced Budget that still retains public amenity and a strong international credit rating.  We need to boost productivity, infrastructure and innovation while creating jobs for the young, old and more women.  Apart from skillful management...

SA Property Outlook

Property market conditions – outlook for Australian states BIS Schrapnel today published its study on the residential property market in Australia. The study found that property market conditions are likely to improve in NSW, WA, QLD and the Northern Territory.  However, BIS expect conditions to be “less favourable” for the remaining...